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Did you know the UK generates more than 220 million tonnes of waste a year? Of that waste, around 44% is recycled, but a large proportion goes to landfill. Read on to discover how embracing the circular economy could reduce waste. Not only is a huge amount of waste going

Investing in improving your home’s energy performance certificate (EPC) rating could cut your bills this winter and boost the value of your home. An EPC reviews how energy efficient your home is and gives it a rating. A property rated A is very energy efficient, while G is the lowest

New research suggests more people will be living with a major illness in the future and it could place pressure on health services. It may also have implications for household finances over the long term. A report from the Health Foundation’s REAL Centre suggests 9.1 million people

A Lasting Power of Attorney (LPA) could provide you with protection when you’re most vulnerable by giving someone you trust the ability to make decisions on your behalf. Yet, a survey in the Independent, found that less than half of married couples have an LPA. If it’s

A combination of frozen tax thresholds and rising inflation mean an increasing number of retirees need to consider tax. Read on to find out what you need to know about Income Tax in retirement and how you could manage your tax liability. According to the Independent, in

When you access your pension, you can often take a tax-free lump sum. While this may seem an attractive way to fund your early retirement plans, there are some essential things you need to consider first. You can usually access your pension from the age of 55, rising to 57

On Wednesday 15 March 2023, chancellor Jeremy Hunt presented his spring Budget. Focusing on the government’s aims to halve inflation, reduce public debt, and boost economic growth, Hunt delivered his first official Budget alongside the latest economic and fiscal outlook from the Office for Budget Responsibility (OBR). “Despite continuing global

Just six months ago, Kwasi Kwarteng stood up in the House of Commons and delivered his controversial “mini-Budget”. The announcements ultimately brought down the short-lived Truss administration, with current chancellor, Jeremy Hunt, announcing a series of policy measures in November 2022 aimed at calming the markets. Having taken “difficult decisions

It has been a tumultuous year in British politics, with three prime ministers and four chancellors holding office. After the calamitous “mini-Budget” ushered in the demise of Liz Truss and Kwasi Kwarteng, new chancellor Jeremy Hunt has delivered his first autumn statement. Hunt’s speech came at a tricky time for

We’re delighted to be recognised for the ninth successive year as one of the UK’s Top 100 Financial Planning Firms by New Model Adviser®, a prestigious publication in our profession. The Top 100 highlights the advisers who are at the cutting edge of financial advice –

With a new prime minister having taken office earlier this month, the government has begun to announce its plans for stimulating the UK economy during the cost of living crisis. Kwasi Kwarteng delivered what has been called a “mini-Budget” in an aim to drive economic growth, against the backdrop of