How we work

We do not believe in off-the-peg solutions. Our bespoke approach means we have become the “go-to” adviser for generations of families for more than 25 years.

Step 1

Introducing ourselves and finding out about you

At our introductory meeting, we will explain how we work, what we can help with and how we charge for our services. We’ll also tell you what you can expect from us in return for those fees and answer any questions you have about financial planning and in what ways it may help you. There is no charge for this meeting. We want you to see it as a chance to get to know us and establish if we’re right for you.

Step 2

Determining your objectives

If you choose to proceed, we will meet again to explore in more detail what you’d like to achieve and to gather information about your financial situation. Together we will then define your personal and financial goals, understand your desired time frame for results and discuss how you feel about risk.

Step 3

Analysis and research

Our job, then, is to analyse all the information you’ve given us. We will assess your current position and determine what your options are for achieving your goals. Depending on your circumstances and objectives, this could include analysing assets, liabilities and cash flow, current insurance coverage, retirement planning, investments or tax strategies.

Step 4

Financial plan

Next, we will research and present our recommendations. We will discuss the recommendations with you to help you understand how we came to our conclusions and to help you make an informed decision about what your next steps should be. We will, of course, give you plenty of time to come back with any questions you may have and to think about what’s right for you.

Step 5


Again, if you choose to proceed with our recommendations, we will agree on how to move forward. We are then likely to carry out the recommendations and administer any contracts to be implemented. You will be kept updated as to the progress of the implementation stage.

Step 6

Monitoring and review

It is entirely your choice whether to engage in an ongoing relationship with us or not. However, doing so allows us to regularly review your situation and reassess your goals, risk profile, lifestyle and other relevant changes that may occur over time. It also allows us to track the performance of investments and see how well you’re progressing towards your plans. Where changes need to be made to ensure you stay on course, we can do so swiftly and with ease as we already know you so well. An ongoing relationship also affords you peace of mind – we’re always here should you want our advice on any aspect of your finances.

Get in touch

Contact us below to join us for tea and biscuits with one of our friendly financial planners