Julie's Qualifications

  • Advanced Diploma in Financial Planning (APFS)
  • CII Level 3 Award in Long-Term Care Insurance
  • Fellow of the Personal Finance Society (FPFS)

Chartered Financial Planner

What does “Chartered” mean?

Chartered status is awarded by the Chartered Insurance Institute (CII) and is considered the “gold standard” financial planning accreditation. Chartered status is a symbol of technical competence and signifies a public commitment to upholding professional standards and adhering to a professional Code of Ethics. Choosing a Chartered Financial Planner means you can be confident that you are dealing with one of the UK’s leading advisers who is wholly committed to providing you with the best possible advice, service and support.

Fellow of the PFS

What does “Fellow of the PFS” mean?

Julie is a Fellow of the Personal Finance Society (PFS). Fellowship is the highest designation awarded by the PFS. Completion of the Fellowship programme shows that an individual has attained and maintained the most prestigious level of professional financial planning achievement.

Pension Transfer Specialist

What is a Pension Transfer Specialist?

A Pension Transfer Specialist is a Financial Adviser or Financial Planner who has gained additional, higher-level qualifications to provide advice on defined benefit and final salary pension transfers.

Julie Calvert

Director and Chartered Financial Planner

I have spent my career in financial services, spending my early career at Provincial Life and Prudential.  I joined Pavis in 1999 as an administrator and paraplanner.  I became a financial planner in 2001 and a shareholding director in 2005.  I qualified as a Chartered financial planner in 2006 and am a Fellow of the Personal Finance Society.

I qualified as a Pension Transfer Specialist in 2003 and am also a Care Fees Planning Specialist.

I was incredibly proud to win Financial Services Personality of the Year 2020 at the Women in Business awards and the Insurance Institute of Liverpool Exceptional Service Award in 2018.

I enjoy engaging with clients to explore their personal hopes and dreams and then helping and supporting them to achieve these lifetime goals. This is done by helping develop powerful, meaningful and practical strategies to ensure success in all aspects of their financial and personal lives. Relationships with clients are very personal and can be emotional. There’s been times when I’ve seen tears of joy when our clients realise that they can fulfil their hopes and dreams.

The important stuff

Get to know Julie

What do you enjoy most about your job?

It brilliant to be a part of a client's journey and the role really suits my emotional empathetic personality.
What’s your idea of a perfect weekend?

Spending time at my Kendal home with my partner Graham. Going for bike rides with our best friends and visiting lovely tea shops in the day, then enjoying a nice home cooked meal and lounging in front of the log burner in the evenings, with lots of laughter.
Where in the world can you not wait to get back to again?

New Zealand – we did a tour of the South Island a couple of years ago for a month and we loved it. I’d like to visit the North Island next time.
Where in the world have you never been but hope to get to visit one day?

Japan – I love Japanese culture and it would be somewhere I’d love to explore when we can.
What’s the most important thing you’ve learned doing your job?

People like people who make them feel safe and comfortable
What three things are guaranteed to put a smile on your face?

A dog hanging its head out of a moving car, people being kind and thoughtful, my cuddly polar bear Fridge who has travelled the world with me over the last 20 years.
Tell us something people may be surprised to learn about you.

I can recite the alphabet backwards in less than 5 seconds

Get in touch

Contact us below to join us for tea and biscuits with one of our friendly financial planners