Business owners
Take the stress out of organising your finances and build a comprehensive plan for long-term financial security and success.
Plan the future you want for you, your family, and your business
Whether you own a relatively new or well-established business, the challenges of managing your company’s projects, cashflow, efficiencies and objectives can be all-consuming. Yet it’s really important to think about how your business could impact your personal finances – both now and in the future.
Questions clients ask us
We know you will have questions. It’s our job to provide clarity so that you can make fully informed decisions about what’s right for your future.
Are you saving enough for a comfortable retirement by using all the allowances you’re entitled to?
Boost your pension pot and achieve tax savings for your company by making a few tweaks to the way you’re paid and how your business is set up.
Does your business have the right type of insurance in place?
You may already have insurance for your business premises, but have you thought about what would happen if you or another key person in the business died or became critically ill?
What kind of legacy do you want to leave for your family?
Understand important tax reliefs and put a succession plan in place and help to secure your business lives on and benefits those you wish to gain from your hard work.
Are you extracting money from your business in the most tax-efficient way?
Structure the way you extract money from the company to ensure maximum tax efficiency. By working collaboratively with a financial planner alongside your accountant, we can ensure a holistic approach is taken to your wider financial needs and goals.
How we help
Employee benefit packages
A business is only as good as its team. Attract and retain talented staff members with a carefully constructed package of employee benefits. We’ll help you assess the costs and benefits of options such as income protection, critical illness insurance, medical insurance, pensions and life insurances.
Directors’ pensions
It is possible to reduce your corporation tax, income tax and even national insurance liability with the careful use of pensions. You can also create a private fund that can lend money to the company, buy corporate property, and even be used to smooth the transfer of the company from the older to the younger generation. But this is a complex area. Gain from our expertise when it comes to taking money from your business tax-efficiently.
The Financial Conduct Authority does not regulate taxation advice.
The Financial Conduct Authority does not regulate some aspects of corporate financial planning, automatic enrolment and taxation advice.
Key person insurance and shareholder protection
Do you insure your company’s cashflow against the loss of key members of staff? Draw up a list of your key people who, very broadly, are those whose skills are such that no one else could easily or readily replace them should they die suddenly. And ask yourself what sort of damage their loss would entail. We can help conduct an audit on your behalf and assess what sort of coverage you might need. Protect your business against the financial impact that the death of one of the shareholders, directors or partners may have on the financial viability of your business.
Lifestyle financial planning
We know that running a business can be all-consuming. And that when you’re not at work you don’t want to be looking at more figures. We’re here to help you organise your personal finances and ensure you stay on track to your personal financial and lifestyle goals with the minimum of ease and risk – freeing you up to enjoy the rewards of your hard work.
Employee benefit packages
A business is only as good as its team. Attract and retain talented staff members with a carefully constructed package of employee benefits. We’ll help you assess the costs and benefits of options such as income protection, critical illness insurance, medical insurance, pensions and life insurances.
Key person insurance and shareholder protection
Do you insure your company’s cashflow against the loss of key members of staff? Draw up a list of your key people who, very broadly, are those whose skills are such that no one else could easily or readily replace them should they die suddenly. And ask yourself what sort of damage their loss would entail. We can help conduct an audit on your behalf and assess what sort of coverage you might need. Protect your business against the financial impact that the death of one of the shareholders, directors or partners may have on the financial viability of your business.
Directors’ pensions
It is possible to reduce your corporation tax, income tax and even national insurance liability with the careful use of pensions. You can also create a private fund that can lend money to the company, buy corporate property, and even be used to smooth the transfer of the company from the older to the younger generation. But this is a complex area. Gain from our expertise when it comes to taking money from your business tax-efficiently.
The Financial Conduct Authority does not regulate taxation advice.
The Financial Conduct Authority does not regulate some aspects of corporate financial planning, automatic enrolment and taxation advice.
Lifestyle financial planning
We know that running a business can be all-consuming. And that when you’re not at work you don’t want to be looking at more figures. We’re here to help you organise your personal finances and ensure you stay on track to your personal financial and lifestyle goals with the minimum of ease and risk – freeing you up to enjoy the rewards of your hard work.
Your journey
From the initial meeting to successfully reaching your goals. How do we make it happen?
