People approaching retirement
Whether it’s still some way off in the distance, or you’re hoping it can come as soon as possible, you’ll want to be sure your retirement is well-funded.
Are you looking forward with excitement or trepidation?
Retirement should be a time to enjoy the spoils of a lifetime of hard work. But we know that it can also come with some anxieties. Planning your retirement finances will allow you to get the most out of your freedom years and experience all that this stage of life has to offer – without the financial worries.
Questions clients ask us
We recently asked our clients who had not yet retired to tell us what their biggest financial concerns were. This is what they told us:
Will I have enough money to live my preferred lifestyle in retirement?
We know it’s a worry. With the help of cashflow planning, we can tell you what you have and what kind of retirement you’re on track to afford.
Will my investments return the growth I need to see?
As experienced investment managers and holders of the Pension Transfer Gold Standard, we use our expertise to build investment portfolios that align to your goals and your appetite for risk.
Will I have enough money to retire at my preferred age?
For many of our clients, early retirement is the goal. And for many, working with us has allowed them to reach their goal much earlier than expected.
Will my family be ok financially if something happens to me?
Do you worry about whether the insurance you have is enough to cover all eventualities? Do you know what all the potential risks are? We can help with personalised recommendations.
How we help
Pension planning
Whatever stage of life you are at, it is important to ensure you are putting enough away for your retirement. Pensions are simple in concept but can be complex in practice. It is therefore vital to seek expert advice to ensure that correct planning is arranged. We will help you build a plan so that you can look forward to your future with peace of mind and confidence.
Retirement planning
Retirement planning shouldn’t just be about pounds and pence. It should be about ensuring you are able to fulfil your ambitions for this stage of your life. And, if you’re not yet sure what your ambitions for retirement are, working that out. We are experienced planners – it’s what we do day-in, day-out. Let us help you create a blueprint for a life lived on your terms.
Cashflow forecasting
Cashflow forecasting is a key element of the financial planning process. It will enable you to visualise how your income is likely to rise and fall at different points in your life – and provide answers to questions such as “Will I have enough?” and “When will I be able to afford to slow down?”
Investment management
Investing forms a central pillar of many of the financial and lifestyle plans we build for clients. With careful construction and management of a well-diversified portfolio, meticulously aligned to your personal long-term wealth objectives and appetite for risk, you can ensure your hard-earned money continues to work hard for you and helps you reach your retirement income goals.
Pension planning
Whatever stage of life you are at, it is important to ensure you are putting enough away for your retirement. Pensions are simple in concept but can be complex in practice. It is therefore vital to seek expert advice to ensure that correct planning is arranged. We will help you build a plan so that you can look forward to your future with peace of mind and confidence.
Cashflow forecasting
Cashflow forecasting is a key element of the financial planning process. It will enable you to visualise how your income is likely to rise and fall at different points in your life – and provide answers to questions such as “Will I have enough?” and “When will I be able to afford to slow down?”
Retirement planning
Retirement planning shouldn’t just be about pounds and pence. It should be about ensuring you are able to fulfil your ambitions for this stage of your life. And, if you’re not yet sure what your ambitions for retirement are, working that out. We are experienced planners – it’s what we do day-in, day-out. Let us help you create a blueprint for a life lived on your terms.
Investment management
Investing forms a central pillar of many of the financial and lifestyle plans we build for clients. With careful construction and management of a well-diversified portfolio, meticulously aligned to your personal long-term wealth objectives and appetite for risk, you can ensure your hard-earned money continues to work hard for you and helps you reach your retirement income goals.
Please note, the value of investments and the income from them, can go down as well as up, so you may get back less than you invest. Past performance is not a guarantee of future results.
For more information on planning for retirement, visit the Resources section of our website, where you’ll find fact sheets and calculators to help you get started.
Your journey
From the initial meeting to successfully reaching your goals. How do we make it happen?
